The first thing we have to do for this case is write the kinematic equationsto
 vf = a * t + vo
 rf = a * (t ^ 2/2) + vo * t + ro
 Then, for the bolt we have:
 100% of your fall:
 97 = g * (t ^ 2/2)
 clearing t
 t = root (2 * ((97) / (9.8)))
 t = 4.449260429
 89% of your fall:
 0.89*97 = g * (t ^ 2/2)
 clearing t
 t = root (2 * ((0.89 * 97) / (9.8)))
 t = 4.197423894
 11% of your fall
 t = 4.449260429-4.197423894
 t = 0.252
 To know the speed when the last 11% of your fall begins, you must first know how long it took you to get there:
 86.33 = g * (t ^ 2/2)
 Determining t:
 t = root (2 * ((86.33) / (9.8))) = 
  4.19742389 s
 Then, your speed will be:
 vf = (9.8) * (4.19742389) = 41.135 m / s
 Speed just before reaching the ground:
 The time will be:
 t = 0.252 + 
  4.197423894 = 
  4.449423894 s
 The speed is
 vf = (9.8) * (4.449423894) =
  43.603 m / s
 answer
 (a) t = 0.252 s
 (b) 41,135 m / s
 (c) 43.603 m / s