A stock has had the following year-end prices and dividends: 
Year                    Price                Dividend
1                $        43.49                        -        
2                        48.47                $        .78        
3                        57.39                        .81        
4                        45.47                        .90        
5                        52.39                        .95        
6                        61.47                        1.03        
1. What are the arithmetic and geometric returns for the stock? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)